INSURANCE (sigorta) IN TURKİYE
One of the most important factors to consider when buying property in Türkey is home insurance. We at Coast2Coast Properties Turkey have teamed up with an excellent Insurance Provider here in Fethiye, who search for the most cost effective policy to suit your personal requirements for your home insurance in Turkey.
Our expert provider speaks fluent English/Russian providing a large range of insurance policies such as:
Home Insurance / Car Insurance / Health Insurance.
PROPERTY INSURANCE IN TURKEY
There are three main types of property insurance in Turkey which are Buildings, Contents and DASK (earthquake). Before you request a quote, please complete a comprehensive list of what you would like insured along with its value.
BUILDING INSURANCE IN TURKEY
The value of your property needs to be acquired. This is not the market value of your property, but the cost to re-build. It is important you know and understand the difference and why when acquiring building insurance.
To gain a re-build value you need to know the square meter of the property which should be on your Tapu (title deed). However double check the square meter as sometimes these figures can be incorrect due to tax reasons.
Then once you have the square meter of the property, find a reputable architect or the chosen insurance company to give you a cost per meter to re-build the property.
Once you have this cost, the next step is to take the area square meter and times it by the re-build per meter cost, then you have the value of your property to insure.
CONTENT INSURANCE IN TURKEY
Your valuables are not only valuable in terms of price but can also hold a great deal of sentimental value. And more often or not it is the sentimental value of an item lost or stolen which hurts us the most, so let us help you protect your most valuable items.
Firstly think of ALL the contents you wish to be insured, including furniture, beds, electrical equipment, bedding, clothes, outdoor furniture, jewellery, sunbeds, passports, cash, mobile phones, notepads, laptops, kitchen freezer, lost keys, accidental damage etc.
Please think of everything possible you wish to insure before approaching an
Insurance Company.
Please do not forget to think about excess payment. This is the payment YOU pay for each and every claim.
DASK INSURANCE IN TURKEY (The Turkish Catastrophe Insurance Pool TCIP)
What is Dask Insurance? This is a government compulsory insurance issued by the Turkish Government to provide insurance cover for properties in Turkey.
This insurance is compulsory for all home owners and the cost of the policy is determined by the size of the property, the type of construction i.e wood, stone, concrete and last but not least is your home in an earthquake risk area.
Please also note DASK make it clear they only cover the “bare bones” or rebuild cost.
Additional cover should be taken out with a private insurance policies.
| Bina | Building |
| Esya | Furniture |
| Degerli Esya | Valuable Items |
| Nakit | Cash |
| Hirsizlik | Burglary |
| Ferdi Kaza Vefat/Sakatlik | Personal Death or Injury |
| Ferdi Kaza Yillik | Annual Death Benefit |
| Agac Deverilmesi | Tree Damage |
